Transform your financial services with our comprehensive Internet Banking System developed in PHP. This robust solution provides a secure, scalable, and efficient platform for managing online banking transactions. With full source code included, you have the flexibility to customize the system to meet specific business requirements. Key features include user authentication, account management, fund transfers, transaction history, and more, all designed to deliver a seamless and intuitive user experience. Built with security best practices in mind, this PHP-based system ensures the protection of sensitive data, making it ideal for banks and financial institutions aiming to enhance their digital banking capabilities.

About the Internet Banking System PHP Project

This Internet Banking System Project in PHP focuses on streamlining online transactions, managing customer accounts, and providing insightful analytics. The system efficiently tracks and manages customer information along with detailed transaction records, ensuring a comprehensive view of all banking activities. Additionally, users can add and manage multiple bank accounts directly within the platform. The project features both an admin panel and a customer panel, providing tools for seamless management and interaction.

Key highlights of this PHP-based banking system include an intuitive user interface that supports easy customer registration and secure login processes. It's important to note that while customers can register through the system, the creation of actual bank accounts is handled manually, ensuring security and authenticity. Designed to cater to all aspects of banking management, this system offers a robust solution for financial institutions looking to upgrade their digital banking infrastructure.

Customer Panel

In the customer panel, users can apply for banking accounts, unlocking the full features of this online banking system. To open an account, users simply choose the account type and name, with the system automatically displaying the applicable interest rates based on the selected account type. Account numbers are generated automatically for user convenience. Additionally, customers can hold multiple bank accounts, allowing for flexible financial management. Each customer has a personalized dashboard that showcases their transaction history, account details, and analytics. Users can easily update their profiles, manage their passwords, and maintain secure access to their banking information.

Finance Section

The finance section offers four key functionalities: Deposits, Withdrawals, Transfers, and Balance Inquiries. To make a deposit, users simply select one of their existing bank accounts and enter the deposit amount. Similarly, withdrawals follow the same straightforward process. For money transfers, users need to input the amount and select the recipient's account number, with the system automatically displaying the recipient's account name and holder details for verification.

Users can easily check their overall balance, with the system providing a comprehensive overview of their financial activities, including total deposits, withdrawals, and transfers. This section acts like a detailed customer profile, summarizing all transactions and account information. Additionally, users have the option to print their balance sheets for record-keeping.

Transaction History and Financial Reports

The system meticulously records every transaction, accessible through the Transaction History section, which provides detailed information such as transaction code, account number, transaction type, amount, account holder's name, date, and time. The Financial Reports feature further categorizes transactions into withdrawals, deposits, and transfers. Each report section offers comprehensive details, including transaction codes, account numbers, amounts, account holders' names, and timestamps. The transfer reports also include both sender and receiver account details. To enhance user experience, all sections come with a quick search function, allowing users to easily find specific transactions and generate accurate financial summaries.

Admin Panel

The Admin Panel provides comprehensive control over the system, allowing administrators to manage customers, users, products, and more. Each section within the panel displays detailed information, including names and other relevant details. Administrators can view an overview of key metrics such as total deposits, withdrawals, transfers, and wallet balances.

Advanced analytics are available through pie charts, which break down data into categories like account types and overall transactions. The panel also offers real-time insights into the latest transactions, including transaction codes, account numbers, types, amounts, account holders, and timestamps. This functionality ensures that administrators have all necessary information at their fingertips to efficiently oversee and manage banking operations.

Staff and Client Management

The admin panel allows seamless management of both staff and client records. For staff registration, admins input details such as full name, email, contact number, gender, and upload a profile picture. This process also includes creating login credentials. Similarly, for managing client records, admins provide details like name, contact information, ID number, email, address, and profile picture, with login credentials generated in the same way. Both sections include search functionalities to quickly locate records.

Accounts Section

In the Accounts Section, admins can add and manage various account types. To introduce a new account type, admins provide the name, annual rates, and a description, with the system generating a unique account category code automatically. Admins can also quickly search for records and set up new bank accounts for registered customers by selecting an account type, entering a name, and adjusting the account number, creating a new internet banking account.

Notification and Finance

Admins oversee financial transactions including withdrawals, deposits, and transfers, functioning similarly to a teller service. Notifications alert admins to ongoing system activities and transactions. Admins can view and manage these notifications by clicking the notification icon, with options to view details and mark them as read.

Staff Panel

Staff members contribute to various processes within the banking system. They can view overall transactions, including deposits, withdrawals, transfers, and bank accounts. Staff also manage client records and financial transactions, following similar procedures to those in the admin panel. Additionally, staff can access account holders' transaction histories, financial reports, and receive notifications about system activities.

Available Features:

• Admin Panel: Comprehensive control and management capabilities for administrators.
• Staff Panel: Tools for staff to manage transactions and customer interactions.
• Customer Panel: User-friendly interface for customers to manage their accounts and transactions.
• Account Management: Add, modify, and manage various account types and details.
• Deposit/Withdraw Amount: Process deposits and withdrawals with ease.
• Transfer Amount: Securely transfer funds between accounts.
• Transaction History: Detailed records of all transactions, including codes, amounts, and timestamps.
• Activity Notifications: Alerts for ongoing transactions and system activities.
• Check Account Balance: View current account balances and financial status.
• Print Account Balance: Generate and print account balance reports.
• Deposit Report: Detailed reports on deposit transactions.
• Withdrawal Report: Comprehensive reports on withdrawal activities.
• Transfer Report: Insights and summaries of fund transfers.
• View Overall Wallet Balance: Overview of total balances across all accounts.
• View Analytics: Visual and statistical analysis of account activities and transactions.
• Staff Management: Manage staff records, roles, and permissions.
• Customer Management: Maintain and update customer profiles and information.
• System Settings: Configure and customize system preferences and functionalities.

Instructions: How to Run

Download and Extract: After downloading the project, unzip the file.

Move Project Folder: Navigate to your XAMPP directory and open the htdocs folder. Paste the extracted project folder (not the zip file) into htdocs.

Setup Database:

• Open your preferred browser (Google Chrome or Mozilla Firefox recommended).
• Visit http://localhost/phpmyadmin.
• Create a new database as specified in the 01 LOGIN DETAILS & PROJECT INFO.txt file.
• Go to the “Import” tab and upload the .sql database file from the DATABASE FILE folder.

Access the Project:

• Visit http://localhost/[PROJECT_FOLDER_NAME]/ in your browser, replacing [PROJECT_FOLDER_NAME] with the name of your project folder.
• Login details are provided inside the project folder; use them to log in and start using the system.

PHP Version Requirement: Ensure you are using PHP Version 5, 7, or 8. The project may not function correctly on PHP versions older than 5.6. If necessary, update your PHP version.

Learn and Explore: This project is ideal for beginners and offers a comprehensive introduction to PHP web applications. For the latest version and additional resources, visit www.jiatechsolution.com.